City Comparison

New Bedford vs Omaha

Cost of Living Comparison · 2026

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

Omaha

Nebraska
90
Below Average
$230,000
Median Home
$1,100/mo
Median Rent
$59,612
Median Income

The Verdict

24.4%

The cost gap between these cities is 24.4%, with Omaha being the more affordable option. A $75,000 income in New Bedford has equivalent purchasing power to $60,268 in Omaha.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
116
New Bedford
76
Omaha
Groceries
104
New Bedford
97
Omaha
Utilities
145
New Bedford
93
Omaha
Transportation
108
New Bedford
100
Omaha
Healthcare
118
New Bedford
96
Omaha

Salary Equivalence

A $75,000 salary in New Bedford has the same purchasing power as $60,268 in Omaha.

Conversely, $75,000 in Omaha equals $93,333 in New Bedford.

Living in New Bedford vs Omaha

Housing Costs

New Bedford's housing index of 116 is higher Omaha's 76, translating to median home prices of $371,000 vs $230,000. The $141,000 difference in home prices means roughly $9,168 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in New Bedford compared to $1,100/mo in Omaha, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 104 in New Bedford and 97 in Omaha. A household spending the national average of $475/month on groceries would pay approximately $494/month in New Bedford vs $461/month in Omaha. Omaha offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 145 in New Bedford and 93 in Omaha. Monthly utility bills average approximately $580 in New Bedford vs $372 in Omaha. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in New Bedford and 96 in Omaha. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in New Bedford and $59,612 in Omaha. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,893 and $66,236 respectively. Omaha residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in New Bedford vs $1,391/month in Omaha. In New Bedford, median rent of $1,225/mo fits within this budget. In Omaha, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Omaha is 24.4% more affordable overall with an index of 90 vs 112.
A $75,000 salary in New Bedford has equivalent purchasing power to approximately $60,268 in Omaha, based on the cost of living difference.
New Bedford's housing index is 116 with median homes at $371,000, while Omaha's is 76 with median homes at $230,000.

Moving & Relocation Resources

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