New Bedford vs North Charleston
Cost of Living Comparison · 2026
New Bedford
North Charleston
The Verdict
The cost gap between these cities is 9.8%, with North Charleston being the more affordable option. A $75,000 income in New Bedford has equivalent purchasing power to $68,304 in North Charleston.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in New Bedford has the same purchasing power as $68,304 in North Charleston.
Conversely, $75,000 in North Charleston equals $82,353 in New Bedford.
Living in New Bedford vs North Charleston
Housing Costs
New Bedford's housing index of 116 is higher North Charleston's 102, translating to median home prices of $371,000 vs $347,000. The $24,000 difference in home prices means roughly $1,560 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in New Bedford compared to $1,525/mo in North Charleston, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 104 in New Bedford and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $494/month in New Bedford vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 145 in New Bedford and 120 in North Charleston. Monthly utility bills average approximately $580 in New Bedford vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in New Bedford and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $57,000 in New Bedford and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,893 and $60,196 respectively. North Charleston residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in New Bedford vs $1,433/month in North Charleston. In New Bedford, median rent of $1,225/mo fits within this budget. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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