City Comparison

New Bedford vs North Charleston

Cost of Living Comparison · 2026

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

9.8%

The cost gap between these cities is 9.8%, with North Charleston being the more affordable option. A $75,000 income in New Bedford has equivalent purchasing power to $68,304 in North Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
116
New Bedford
102
North Charleston
Groceries
104
New Bedford
101
North Charleston
Utilities
145
New Bedford
120
North Charleston
Transportation
108
New Bedford
91
North Charleston
Healthcare
118
New Bedford
86
North Charleston

Salary Equivalence

A $75,000 salary in New Bedford has the same purchasing power as $68,304 in North Charleston.

Conversely, $75,000 in North Charleston equals $82,353 in New Bedford.

Living in New Bedford vs North Charleston

Housing Costs

New Bedford's housing index of 116 is higher North Charleston's 102, translating to median home prices of $371,000 vs $347,000. The $24,000 difference in home prices means roughly $1,560 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in New Bedford compared to $1,525/mo in North Charleston, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 104 in New Bedford and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $494/month in New Bedford vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 145 in New Bedford and 120 in North Charleston. Monthly utility bills average approximately $580 in New Bedford vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in New Bedford and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in New Bedford and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,893 and $60,196 respectively. North Charleston residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in New Bedford vs $1,433/month in North Charleston. In New Bedford, median rent of $1,225/mo fits within this budget. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

North Charleston is 9.8% more affordable overall with an index of 102 vs 112.
A $75,000 salary in New Bedford has equivalent purchasing power to approximately $68,304 in North Charleston, based on the cost of living difference.
New Bedford's housing index is 116 with median homes at $371,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

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