Side-by-side cost of living comparison for 2026
5% cheaper
Nashville is 5% more affordable than Springfield. A $75,000 salary in Springfield is equivalent to $71,495 in Nashville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Nashville has a housing index of 108 while Springfield sits at 106 (national average = 100). The median home in Nashville costs $380,000 compared to $230,000 in Springfield, a difference of $150,000. Monthly rent follows a similar pattern: $1,600 in Nashville versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Nashville scores 96 while Springfield scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Nashville (98) are lower than Springfield (114).
Median household income in Nashville is $59,828 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Nashville.
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