Side-by-side cost of living comparison for 2026
6% cheaper
Nashville is 6% more affordable than Plano. A $75,000 salary in Plano is equivalent to $70,183 in Nashville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Nashville has a housing index of 108 while Plano sits at 123 (national average = 100). The median home in Nashville costs $380,000 compared to $400,000 in Plano, a difference of $20,000. Monthly rent follows a similar pattern: $1,600 in Nashville versus $1,700 in Plano.
Groceries and everyday expenses show a narrower gap: Nashville scores 96 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Nashville (98) are lower than Plano (100). Both are close to the national average.
Median household income in Nashville is $59,828 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Nashville.
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