Side-by-side cost of living comparison for 2026
16% cheaper
Naples is 16% more affordable than Washington. A $75,000 salary in Washington is equivalent to $63,158 in Naples.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · District of Columbia salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naples has a housing index of 180 while Washington sits at 226 (national average = 100). The median home in Naples costs $520,000 compared to $580,000 in Washington, a difference of $60,000. Monthly rent follows a similar pattern: $2,100 in Naples versus $2,300 in Washington.
Groceries and everyday expenses show a narrower gap: Naples scores 106 while Washington scores 108.
Healthcare costs in Naples (98) are lower than Washington (105). Both are close to the national average.
Median household income in Naples is $72,178 compared to $90,842 in Washington. When adjusted for cost of living, income goes further in Naples.
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