Side-by-side cost of living comparison for 2026
18% cheaper
Virginia Beach is 18% more affordable than Naples. A $75,000 salary in Naples is equivalent to $61,523 in Virginia Beach.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Virginia salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naples has a housing index of 180 while Virginia Beach sits at 112 (national average = 100). The median home in Naples costs $520,000 compared to $310,000 in Virginia Beach, a difference of $210,000. Monthly rent follows a similar pattern: $2,100 in Naples versus $1,500 in Virginia Beach.
Groceries and everyday expenses show a notable difference: Naples scores 106 while Virginia Beach scores 100.
Healthcare costs in Naples (98) are lower than Virginia Beach (99). Both are close to the national average.
Median household income in Naples is $72,178 compared to $73,418 in Virginia Beach. When adjusted for cost of living, income goes further in Virginia Beach.
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