Naples vs Tyler
Cost of Living Comparison · 2026
Naples
Tyler
The Verdict
Living in Tyler costs 50.6% less than Naples. To match the purchasing power of a $75,000 salary in Naples, you would need $49,805 in Tyler.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Naples has the same purchasing power as $49,805 in Tyler.
Conversely, $75,000 in Tyler equals $112,941 in Naples.
Living in Naples vs Tyler
Housing Costs
Naples's housing index of 180 is higher Tyler's 69, translating to median home prices of $520,000 vs $250,000. The $270,000 difference in home prices means roughly $17,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,075/mo in Tyler, a monthly difference of $1,025.
Grocery & Food Costs
Grocery expenses index at 106 in Naples and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $456/month in Tyler. Tyler offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Naples and 97 in Tyler. Monthly utility bills average approximately $384 in Naples vs $388 in Tyler. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Naples and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,178 in Naples and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $64,471 respectively. Tyler residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $1,279/month in Tyler. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 111 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases