City Comparison

Naples vs Twin Falls

Cost of Living Comparison · 2026

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

39.1%

Living in Twin Falls costs 39.1% less than Naples. To match the purchasing power of a $75,000 salary in Naples, you would need $53,906 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
180
Naples
93
Twin Falls
Groceries
106
Naples
98
Twin Falls
Utilities
96
Naples
85
Twin Falls
Transportation
105
Naples
96
Twin Falls
Healthcare
98
Naples
94
Twin Falls

Salary Equivalence

A $75,000 salary in Naples has the same purchasing power as $53,906 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $104,348 in Naples.

Living in Naples vs Twin Falls

Housing Costs

Naples's housing index of 180 is higher Twin Falls's 93, translating to median home prices of $520,000 vs $380,000. The $140,000 difference in home prices means roughly $9,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,150/mo in Twin Falls, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 106 in Naples and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $466/month in Twin Falls. Twin Falls offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Naples and 85 in Twin Falls. Monthly utility bills average approximately $384 in Naples vs $340 in Twin Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 98 in Naples and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $72,178 in Naples and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $66,196 respectively. Twin Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $1,421/month in Twin Falls. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.

Frequently Asked Questions

Twin Falls is 39.1% more affordable overall with an index of 92 vs 128.
A $75,000 salary in Naples has equivalent purchasing power to approximately $53,906 in Twin Falls, based on the cost of living difference.
Naples's housing index is 180 with median homes at $520,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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