Side-by-side cost of living comparison for 2026
16% cheaper
Springfield is 16% more affordable than Naples. A $75,000 salary in Naples is equivalent to $62,695 in Springfield.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naples has a housing index of 180 while Springfield sits at 106 (national average = 100). The median home in Naples costs $520,000 compared to $230,000 in Springfield, a difference of $290,000. Monthly rent follows a similar pattern: $2,100 in Naples versus $1,200 in Springfield.
Groceries and everyday expenses show a narrower gap: Naples scores 106 while Springfield scores 104.
Healthcare costs in Naples (98) are lower than Springfield (114).
Median household income in Naples is $72,178 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Springfield.
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