City Comparison

Naples vs Springdale

Cost of Living Comparison · 2026

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

Springdale

Arkansas
87
Below Average
$299,000
Median Home
$1,000/mo
Median Rent
$62,100
Median Income

The Verdict

47.1%

The cost gap between these cities is 47.1%, with Springdale being the more affordable option. A $75,000 income in Naples has equivalent purchasing power to $50,977 in Springdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
180
Naples
86
Springdale
Groceries
106
Naples
97
Springdale
Utilities
96
Naples
93
Springdale
Transportation
105
Naples
91
Springdale
Healthcare
98
Naples
82
Springdale

Salary Equivalence

A $75,000 salary in Naples has the same purchasing power as $50,977 in Springdale.

Conversely, $75,000 in Springdale equals $110,345 in Naples.

Living in Naples vs Springdale

Housing Costs

Naples's housing index of 180 is higher Springdale's 86, translating to median home prices of $520,000 vs $299,000. The $221,000 difference in home prices means roughly $14,364 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,000/mo in Springdale, a monthly difference of $1,100.

Grocery & Food Costs

Grocery expenses index at 106 in Naples and 97 in Springdale. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $461/month in Springdale. Springdale offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Naples and 93 in Springdale. Monthly utility bills average approximately $384 in Naples vs $372 in Springdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Naples and 82 in Springdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $72,178 in Naples and $62,100 in Springdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $71,379 respectively. Springdale residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $1,449/month in Springdale. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Springdale, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 94 index points — focus your budget analysis there.

Frequently Asked Questions

Springdale is 47.1% more affordable overall with an index of 87 vs 128.
A $75,000 salary in Naples has equivalent purchasing power to approximately $50,977 in Springdale, based on the cost of living difference.
Naples's housing index is 180 with median homes at $520,000, while Springdale's is 86 with median homes at $299,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases