City Comparison

Naples vs Scranton

Cost of Living Comparison · 2026

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

42.2%

The cost gap between these cities is 42.2%, with Scranton being the more affordable option. A $75,000 income in Naples has equivalent purchasing power to $52,734 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
180
Naples
65
Scranton
Groceries
106
Naples
98
Scranton
Utilities
96
Naples
102
Scranton
Transportation
105
Naples
101
Scranton
Healthcare
98
Naples
90
Scranton

Salary Equivalence

A $75,000 salary in Naples has the same purchasing power as $52,734 in Scranton.

Conversely, $75,000 in Scranton equals $106,667 in Naples.

Living in Naples vs Scranton

Housing Costs

Naples's housing index of 180 is higher Scranton's 65, translating to median home prices of $520,000 vs $195,000. The $325,000 difference in home prices means roughly $21,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,025/mo in Scranton, a monthly difference of $1,075.

Grocery & Food Costs

Grocery expenses index at 106 in Naples and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Naples and 102 in Scranton. Monthly utility bills average approximately $384 in Naples vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Naples and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $72,178 in Naples and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $55,000 respectively. Naples residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $1,155/month in Scranton. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 115 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 42.2% more affordable overall with an index of 90 vs 128.
A $75,000 salary in Naples has equivalent purchasing power to approximately $52,734 in Scranton, based on the cost of living difference.
Naples's housing index is 180 with median homes at $520,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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