Side-by-side cost of living comparison for 2026
Naples and Sacramento have very similar costs of living, with less than a 3% difference overall.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naples has a housing index of 180 while Sacramento sits at 163 (national average = 100). The median home in Naples costs $520,000 compared to $450,000 in Sacramento, a difference of $70,000. Monthly rent follows a similar pattern: $2,100 in Naples versus $1,700 in Sacramento.
Groceries and everyday expenses show a narrower gap: Naples scores 106 while Sacramento scores 104.
Healthcare costs in Naples (98) are lower than Sacramento (106). Both are close to the national average.
Median household income in Naples is $72,178 compared to $64,660 in Sacramento. When adjusted for cost of living, purchasing power is similar in both cities.
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