Side-by-side cost of living comparison for 2026
27% cheaper
Rochester is 27% more affordable than Naples. A $75,000 salary in Naples is equivalent to $55,078 in Rochester.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · New York salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naples has a housing index of 180 while Rochester sits at 73 (national average = 100). The median home in Naples costs $520,000 compared to $155,000 in Rochester, a difference of $365,000. Monthly rent follows a similar pattern: $2,100 in Naples versus $1,000 in Rochester.
Groceries and everyday expenses show a notable difference: Naples scores 106 while Rochester scores 101.
Healthcare costs in Naples (98) are lower than Rochester (100). Both are close to the national average.
Median household income in Naples is $72,178 compared to $39,728 in Rochester. When adjusted for cost of living, income goes further in Rochester.
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