Naples vs Pueblo
Cost of Living Comparison · 2026
Naples
Pueblo
The Verdict
Pueblo is 42.2% less expensive than Naples overall. A household earning $75,000 in Naples would need approximately $52,734 in Pueblo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Naples has the same purchasing power as $52,734 in Pueblo.
Conversely, $75,000 in Pueblo equals $106,667 in Naples.
Living in Naples vs Pueblo
Housing Costs
Naples's housing index of 180 is higher Pueblo's 81, translating to median home prices of $520,000 vs $247,000. The $273,000 difference in home prices means roughly $17,748 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,075/mo in Pueblo, a monthly difference of $1,025.
Grocery & Food Costs
Grocery expenses index at 106 in Naples and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $470/month in Pueblo. Pueblo offers a meaningful advantage on everyday food costs, saving roughly $408/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Naples and 96 in Pueblo. Monthly utility bills average approximately $384 in Naples vs $384 in Pueblo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Naples and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,178 in Naples and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $63,000 respectively. Pueblo residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $1,323/month in Pueblo. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 99 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases