๐Ÿ“Š Cost of Living Comparison

Naples vs Plano

Side-by-side cost of living comparison for 2026

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

๐Ÿ’ก The Verdict

15% cheaper
Plano is 15% more affordable than Naples. A $75,000 salary in Naples is equivalent to $63,867 in Plano.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
180
Naples
123
Plano
Groceries
106
Naples
98
Plano
Utilities
96
Naples
99
Plano
Transportation
105
Naples
106
Plano
Healthcare
98
Naples
100
Plano

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$63,867
$75K in Naples โ†’ Plano
$88,073
$75K in Plano โ†’ Naples

See exact take-home pay: Florida salaries ยท Texas salaries

Living in Naples vs Plano

Housing is typically the biggest factor in any cost-of-living comparison. Naples has a housing index of 180 while Plano sits at 123 (national average = 100). The median home in Naples costs $520,000 compared to $400,000 in Plano, a difference of $120,000. Monthly rent follows a similar pattern: $2,100 in Naples versus $1,700 in Plano.

Groceries and everyday expenses show a notable difference: Naples scores 106 while Plano scores 98.

Healthcare costs in Naples (98) are lower than Plano (100). Both are close to the national average.

Median household income in Naples is $72,178 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Plano.

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