Naples vs Peoria
Cost of Living Comparison · 2026
Naples
Peoria
The Verdict
Peoria is 68.4% less expensive than Naples overall. A household earning $75,000 in Naples would need approximately $44,531 in Peoria to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Naples has the same purchasing power as $44,531 in Peoria.
Conversely, $75,000 in Peoria equals $126,316 in Naples.
Living in Naples vs Peoria
Housing Costs
Naples's housing index of 180 is higher Peoria's 42, translating to median home prices of $520,000 vs $164,000. The $356,000 difference in home prices means roughly $23,136 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,000/mo in Peoria, a monthly difference of $1,100.
Grocery & Food Costs
Grocery expenses index at 106 in Naples and 97 in Peoria. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $461/month in Peoria. Peoria offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Naples and 103 in Peoria. Monthly utility bills average approximately $384 in Naples vs $412 in Peoria. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Naples and 107 in Peoria. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $72,178 in Naples and $58,700 in Peoria. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $77,237 respectively. Peoria residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $1,370/month in Peoria. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Peoria, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 138 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases