Naples vs Orem
Cost of Living Comparison · 2026
Naples
Orem
The Verdict
The cost gap between these cities is 9.4%, with Orem being the more affordable option. A $75,000 income in Naples has equivalent purchasing power to $68,555 in Orem.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Naples has the same purchasing power as $68,555 in Orem.
Conversely, $75,000 in Orem equals $82,051 in Naples.
Living in Naples vs Orem
Housing Costs
Naples's housing index of 180 is higher Orem's 147, translating to median home prices of $520,000 vs $528,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,400/mo in Orem, a monthly difference of $700.
Grocery & Food Costs
Grocery expenses index at 106 in Naples and 98 in Orem. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $466/month in Orem. Orem offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Naples and 92 in Orem. Monthly utility bills average approximately $384 in Naples vs $368 in Orem. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Naples and 95 in Orem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,178 in Naples and $86,000 in Orem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $73,504 respectively. Orem residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $2,007/month in Orem. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Orem, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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