Naples vs Ogden
Cost of Living Comparison · 2026
Naples
Ogden
The Verdict
The cost gap between these cities is 19.6%, with Ogden being the more affordable option. A $75,000 income in Naples has equivalent purchasing power to $62,695 in Ogden.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Naples has the same purchasing power as $62,695 in Ogden.
Conversely, $75,000 in Ogden equals $89,720 in Naples.
Living in Naples vs Ogden
Housing Costs
Naples's housing index of 180 is higher Ogden's 112, translating to median home prices of $520,000 vs $385,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Naples compared to $1,250/mo in Ogden, a monthly difference of $850.
Grocery & Food Costs
Grocery expenses index at 106 in Naples and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $504/month in Naples vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $804/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Naples and 80 in Ogden. Monthly utility bills average approximately $384 in Naples vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 98 in Naples and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,178 in Naples and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,389 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,684/month to housing in Naples vs $1,636/month in Ogden. In Naples, median rent of $2,100/mo exceeds this threshold, suggesting renters may feel stretched. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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