Naperville vs Yuma
Cost of Living Comparison · 2026
Naperville
Yuma
The Verdict
Living in Yuma costs 21.7% less than Naperville. To match the purchasing power of a $75,000 salary in Naperville, you would need $61,607 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Naperville has the same purchasing power as $61,607 in Yuma.
Conversely, $75,000 in Yuma equals $91,304 in Naperville.
Living in Naperville vs Yuma
Housing Costs
Naperville's housing index of 130 is higher Yuma's 82, translating to median home prices of $430,000 vs $284,000. The $146,000 difference in home prices means roughly $9,492 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Naperville compared to $1,100/mo in Yuma, a monthly difference of $700.
Grocery & Food Costs
Grocery expenses index at 104 in Naperville and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $494/month in Naperville vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Naperville and 102 in Yuma. Monthly utility bills average approximately $396 in Naperville vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Naperville and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $118,254 in Naperville and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $105,584 and $58,804 respectively. Naperville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,759/month to housing in Naperville vs $1,262/month in Yuma. In Naperville, median rent of $1,800/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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