City Comparison

Naperville vs West Valley City

Cost of Living Comparison · 2026

Naperville

Illinois
112
Above Average
$430,000
Median Home
$1,800/mo
Median Rent
$118,254
Median Income

West Valley City

Utah
107
Above Average
$485,000
Median Home
$1,350/mo
Median Rent
$72,600
Median Income

The Verdict

4.7%

The cost gap between these cities is 4.7%, with West Valley City being the more affordable option. A $75,000 income in Naperville has equivalent purchasing power to $71,652 in West Valley City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
130
Naperville
129
West Valley City
Groceries
104
Naperville
100
West Valley City
Utilities
99
Naperville
88
West Valley City
Transportation
116
Naperville
106
West Valley City
Healthcare
101
Naperville
95
West Valley City

Salary Equivalence

A $75,000 salary in Naperville has the same purchasing power as $71,652 in West Valley City.

Conversely, $75,000 in West Valley City equals $78,505 in Naperville.

Living in Naperville vs West Valley City

Housing Costs

Naperville's housing index of 130 is higher West Valley City's 129, translating to median home prices of $430,000 vs $485,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Naperville compared to $1,350/mo in West Valley City, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 104 in Naperville and 100 in West Valley City. A household spending the national average of $475/month on groceries would pay approximately $494/month in Naperville vs $475/month in West Valley City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Naperville and 88 in West Valley City. Monthly utility bills average approximately $396 in Naperville vs $352 in West Valley City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Naperville and 95 in West Valley City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $118,254 in Naperville and $72,600 in West Valley City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $105,584 and $67,850 respectively. Naperville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,759/month to housing in Naperville vs $1,694/month in West Valley City. In Naperville, median rent of $1,800/mo fits within this budget. In West Valley City, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

West Valley City is 4.7% more affordable overall with an index of 107 vs 112.
A $75,000 salary in Naperville has equivalent purchasing power to approximately $71,652 in West Valley City, based on the cost of living difference.
Naperville's housing index is 130 with median homes at $430,000, while West Valley City's is 129 with median homes at $485,000.

Moving & Relocation Resources

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