City Comparison

Naperville vs Vancouver

Cost of Living Comparison · 2026

Naperville

Illinois
112
Above Average
$430,000
Median Home
$1,800/mo
Median Rent
$118,254
Median Income

Vancouver

Washington
122
Expensive
$525,000
Median Home
$1,650/mo
Median Rent
$79,300
Median Income

The Verdict

8.2%

The cost gap between these cities is 8.2%, with Naperville being the more affordable option. A $75,000 income in Naperville has equivalent purchasing power to $81,696 in Vancouver.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
130
Naperville
163
Vancouver
Groceries
104
Naperville
104
Vancouver
Utilities
99
Naperville
87
Vancouver
Transportation
116
Naperville
112
Vancouver
Healthcare
101
Naperville
103
Vancouver

Salary Equivalence

A $75,000 salary in Naperville has the same purchasing power as $81,696 in Vancouver.

Conversely, $75,000 in Vancouver equals $68,852 in Naperville.

Living in Naperville vs Vancouver

Housing Costs

Naperville's housing index of 130 is lower Vancouver's 163, translating to median home prices of $430,000 vs $525,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Naperville compared to $1,650/mo in Vancouver, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 104 in Naperville and 104 in Vancouver. A household spending the national average of $475/month on groceries would pay approximately $494/month in Naperville vs $494/month in Vancouver. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Naperville and 87 in Vancouver. Monthly utility bills average approximately $396 in Naperville vs $348 in Vancouver. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Naperville and 103 in Vancouver. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $118,254 in Naperville and $79,300 in Vancouver. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $105,584 and $65,000 respectively. Naperville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,759/month to housing in Naperville vs $1,850/month in Vancouver. In Naperville, median rent of $1,800/mo fits within this budget. In Vancouver, median rent of $1,650/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Naperville is 8.2% more affordable overall with an index of 112 vs 122.
A $75,000 salary in Naperville has equivalent purchasing power to approximately $81,696 in Vancouver, based on the cost of living difference.
Naperville's housing index is 130 with median homes at $430,000, while Vancouver's is 163 with median homes at $525,000.

Moving & Relocation Resources

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