City Comparison

Naperville vs Twin Falls

Cost of Living Comparison · 2026

Naperville

Illinois
112
Above Average
$430,000
Median Home
$1,800/mo
Median Rent
$118,254
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

21.7%

Living in Twin Falls costs 21.7% less than Naperville. To match the purchasing power of a $75,000 salary in Naperville, you would need $61,607 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
130
Naperville
93
Twin Falls
Groceries
104
Naperville
98
Twin Falls
Utilities
99
Naperville
85
Twin Falls
Transportation
116
Naperville
96
Twin Falls
Healthcare
101
Naperville
94
Twin Falls

Salary Equivalence

A $75,000 salary in Naperville has the same purchasing power as $61,607 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $91,304 in Naperville.

Living in Naperville vs Twin Falls

Housing Costs

Naperville's housing index of 130 is higher Twin Falls's 93, translating to median home prices of $430,000 vs $380,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Naperville compared to $1,150/mo in Twin Falls, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 104 in Naperville and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $494/month in Naperville vs $466/month in Twin Falls. Twin Falls offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Naperville and 85 in Twin Falls. Monthly utility bills average approximately $396 in Naperville vs $340 in Twin Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Naperville and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $118,254 in Naperville and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $105,584 and $66,196 respectively. Naperville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,759/month to housing in Naperville vs $1,421/month in Twin Falls. In Naperville, median rent of $1,800/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Twin Falls is 21.7% more affordable overall with an index of 92 vs 112.
A $75,000 salary in Naperville has equivalent purchasing power to approximately $61,607 in Twin Falls, based on the cost of living difference.
Naperville's housing index is 130 with median homes at $430,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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