Side-by-side cost of living comparison for 2026
17% cheaper
Sioux Falls is 17% more affordable than Naperville. A $75,000 salary in Naperville is equivalent to $62,277 in Sioux Falls.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Illinois salaries · South Dakota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naperville has a housing index of 130 while Sioux Falls sits at 80 (national average = 100). The median home in Naperville costs $430,000 compared to $265,000 in Sioux Falls, a difference of $165,000. Monthly rent follows a similar pattern: $1,800 in Naperville versus $1,100 in Sioux Falls.
Groceries and everyday expenses show a notable difference: Naperville scores 104 while Sioux Falls scores 97. Both cities are close to the national average for grocery costs.
Healthcare costs in Naperville (101) match Sioux Falls (101). Both are close to the national average.
Median household income in Naperville is $118,254 compared to $61,714 in Sioux Falls. When adjusted for cost of living, income goes further in Sioux Falls.
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