Side-by-side cost of living comparison for 2026
20% cheaper
Omaha is 20% more affordable than Naperville. A $75,000 salary in Naperville is equivalent to $60,268 in Omaha.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Illinois salaries · Nebraska salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naperville has a housing index of 130 while Omaha sits at 76 (national average = 100). The median home in Naperville costs $430,000 compared to $230,000 in Omaha, a difference of $200,000. Monthly rent follows a similar pattern: $1,800 in Naperville versus $1,100 in Omaha.
Groceries and everyday expenses show a notable difference: Naperville scores 104 while Omaha scores 97. Both cities are close to the national average for grocery costs.
Healthcare costs in Naperville (101) are higher than Omaha (96). Both are close to the national average.
Median household income in Naperville is $118,254 compared to $59,612 in Omaha. When adjusted for cost of living, income goes further in Omaha.
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