Naperville vs Ogden

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Naperville has the same purchasing power as $71,652 in Ogden.

Conversely, $75,000 in Ogden equals $78,505 in Naperville.

Living in Naperville vs Ogden

Housing Costs

Naperville's housing index of 130 is higher Ogden's 112, translating to median home prices of $430,000 vs $385,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Naperville compared to $1,250/mo in Ogden, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 104 in Naperville and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $494/month in Naperville vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Naperville and 80 in Ogden. Monthly utility bills average approximately $396 in Naperville vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Naperville and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $118,254 in Naperville and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $105,584 and $65,514 respectively. Naperville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,759/month to housing in Naperville vs $1,636/month in Ogden. In Naperville, median rent of $1,800/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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