Naperville vs Newport News
Cost of Living Comparison · 2026
Naperville
Newport News
The Verdict
Living in Newport News costs 21.7% less than Naperville. To match the purchasing power of a $75,000 salary in Naperville, you would need $61,607 in Newport News.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Naperville has the same purchasing power as $61,607 in Newport News.
Conversely, $75,000 in Newport News equals $91,304 in Naperville.
Living in Naperville vs Newport News
Housing Costs
Naperville's housing index of 130 is higher Newport News's 75, translating to median home prices of $430,000 vs $261,000. The $169,000 difference in home prices means roughly $10,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Naperville compared to $1,175/mo in Newport News, a monthly difference of $625.
Grocery & Food Costs
Grocery expenses index at 104 in Naperville and 99 in Newport News. A household spending the national average of $475/month on groceries would pay approximately $494/month in Naperville vs $470/month in Newport News. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Naperville and 104 in Newport News. Monthly utility bills average approximately $396 in Naperville vs $416 in Newport News. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Naperville and 111 in Newport News. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $118,254 in Naperville and $69,600 in Newport News. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $105,584 and $75,652 respectively. Naperville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,759/month to housing in Naperville vs $1,624/month in Newport News. In Naperville, median rent of $1,800/mo fits within this budget. In Newport News, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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