Naperville vs New Bedford

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Naperville has the same purchasing power as $75,000 in New Bedford.

Conversely, $75,000 in New Bedford equals $75,000 in Naperville.

Living in Naperville vs New Bedford

Housing Costs

Naperville's housing index of 130 is higher New Bedford's 116, translating to median home prices of $430,000 vs $371,000. The $59,000 difference in home prices means roughly $3,840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Naperville compared to $1,225/mo in New Bedford, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 104 in Naperville and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $494/month in Naperville vs $494/month in New Bedford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Naperville and 145 in New Bedford. Monthly utility bills average approximately $396 in Naperville vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Naperville and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $118,254 in Naperville and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $105,584 and $50,893 respectively. Naperville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,759/month to housing in Naperville vs $1,330/month in New Bedford. In Naperville, median rent of $1,800/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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