City Comparison

Nampa vs Warwick

Cost of Living Comparison · 2026

Nampa

Idaho
105
Average
$371,000
Median Home
$1,500/mo
Median Rent
$74,300
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

0.9%

The cost gap between these cities is 0.9%, with Nampa being the more affordable option. A $75,000 income in Nampa has equivalent purchasing power to $75,714 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
104
Nampa
127
Warwick
Groceries
105
Nampa
102
Warwick
Utilities
83
Nampa
112
Warwick
Transportation
113
Nampa
105
Warwick
Healthcare
102
Nampa
103
Warwick

Salary Equivalence

A $75,000 salary in Nampa has the same purchasing power as $75,714 in Warwick.

Conversely, $75,000 in Warwick equals $74,292 in Nampa.

Living in Nampa vs Warwick

Housing Costs

Nampa's housing index of 104 is lower Warwick's 127, translating to median home prices of $371,000 vs $413,000. The $42,000 difference in home prices means roughly $2,736 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,425/mo in Warwick, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 105 in Nampa and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 112 in Warwick. Monthly utility bills average approximately $332 in Nampa vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Nampa and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,300 in Nampa and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $70,377 respectively. Nampa residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,741/month in Warwick. In Nampa, median rent of $1,500/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Nampa is 0.9% more affordable overall with an index of 105 vs 106.
A $75,000 salary in Nampa has equivalent purchasing power to approximately $75,714 in Warwick, based on the cost of living difference.
Nampa's housing index is 104 with median homes at $371,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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