City Comparison

Nampa vs Twin Falls

Cost of Living Comparison · 2026

Nampa

Idaho
105
Average
$371,000
Median Home
$1,500/mo
Median Rent
$74,300
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

14.1%

Living in Twin Falls costs 14.1% less than Nampa. To match the purchasing power of a $75,000 salary in Nampa, you would need $65,714 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
104
Nampa
93
Twin Falls
Groceries
105
Nampa
98
Twin Falls
Utilities
83
Nampa
85
Twin Falls
Transportation
113
Nampa
96
Twin Falls
Healthcare
102
Nampa
94
Twin Falls

Salary Equivalence

A $75,000 salary in Nampa has the same purchasing power as $65,714 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $85,598 in Nampa.

Living in Nampa vs Twin Falls

Housing Costs

Nampa's housing index of 104 is higher Twin Falls's 93, translating to median home prices of $371,000 vs $380,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,150/mo in Twin Falls, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 105 in Nampa and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $466/month in Twin Falls. Twin Falls offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 85 in Twin Falls. Monthly utility bills average approximately $332 in Nampa vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Nampa and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,300 in Nampa and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $66,196 respectively. Nampa residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,421/month in Twin Falls. In Nampa, median rent of $1,500/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Twin Falls is 14.1% more affordable overall with an index of 92 vs 105.
A $75,000 salary in Nampa has equivalent purchasing power to approximately $65,714 in Twin Falls, based on the cost of living difference.
Nampa's housing index is 104 with median homes at $371,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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