Nampa vs Twin Falls
Cost of Living Comparison · 2026
Nampa
Twin Falls
The Verdict
Living in Twin Falls costs 14.1% less than Nampa. To match the purchasing power of a $75,000 salary in Nampa, you would need $65,714 in Twin Falls.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Nampa has the same purchasing power as $65,714 in Twin Falls.
Conversely, $75,000 in Twin Falls equals $85,598 in Nampa.
Living in Nampa vs Twin Falls
Housing Costs
Nampa's housing index of 104 is higher Twin Falls's 93, translating to median home prices of $371,000 vs $380,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,150/mo in Twin Falls, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 105 in Nampa and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $466/month in Twin Falls. Twin Falls offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 85 in Twin Falls. Monthly utility bills average approximately $332 in Nampa vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Nampa and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $74,300 in Nampa and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $66,196 respectively. Nampa residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,421/month in Twin Falls. In Nampa, median rent of $1,500/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases