Nampa vs Tulsa
Cost of Living Comparison · 2026 Data
Nampa
Tulsa
💡 The Verdict
Tulsa is 10% cheaper than Nampa overall. A $75,000 salary in Nampa is equivalent to $67,819 in Tulsa.
Category-by-Category Breakdown
Index values for Nampa (left) vs Tulsa (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Nampa versus Tulsa. Differences shown from Nampa perspective.
| Item | Nampa | Tulsa | Difference |
|---|---|---|---|
| 1-Bed Rent | $940/mo | $710/mo | +$230.00 |
| 2-Bed Rent | $1,340/mo | $950/mo | +$390.00 |
| 3-Bed Rent | $1,750/mo | $1,260/mo | +$490.00 |
| Bread (loaf) | $2.23 | $2.80 | $-0.57 |
| Milk (gallon) | $3.37 | $3.47 | $-0.10 |
| Eggs (dozen) | $2.85 | $3.03 | $-0.18 |
| Coffee (latte) | $5.26 | $5.24 | +$0.02 |
| Gas (gallon) | $2.89 | $3.35 | $-0.46 |
| Restaurant Meal | $16.33 | $13.48 | +$2.85 |
💰 Salary Equivalence
A $75,000 salary in Nampa has the same purchasing power as $67,819 in Tulsa.
Conversely, $75,000 in Tulsa equals $82,941 in Nampa.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $1200 difference is driven by Idaho having a higher state income tax rate. Idaho details → · Oklahoma details →
Reading These Numbers: Nampa (94) vs Tulsa (85)
Nampa at 94 is 6% below the US average, while Tulsa at 85 is 15% below average. The cost difference between these cities is relatively modest.
In Nampa, the composite index of 94 reflects a weighted calculation where housing carries the most influence at 90, followed by groceries (85), utilities (94), transportation (89), and healthcare (87). Costs are fairly balanced across categories.
For renters: With median rents of $1,340/mo in Nampa and $950/mo in Tulsa, the annual rent difference is approximately $4,680.0. Over a 5-year period, that compounds to $23,400.0 in savings by choosing the more affordable city.
For homebuyers: The $90,000.0 difference in median home prices between Nampa and Tulsa translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Nampa vs Tulsa
Choosing between Nampa and Tulsa involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
When weighing Nampa against Tulsa, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.