Nampa vs Sydney
Cost of Living Comparison · 2026
Nampa
Sydney
The Verdict
Nampa is 0.0% less expensive than Sydney overall. A household earning $75,000 in Nampa would need approximately $75,000 in Sydney to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Nampa has the same purchasing power as $75,000 in Sydney.
Conversely, $75,000 in Sydney equals $75,000 in Nampa.
Living in Nampa vs Sydney
Housing Costs
Nampa's housing index of 104 is lower Sydney's 142, translating to median home prices of $371,000 vs $825,000. The $454,000 difference in home prices means roughly $29,508 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $2,050/mo in Sydney, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 105 in Nampa and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $451/month in Sydney. Sydney offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 98 in Sydney. Monthly utility bills average approximately $332 in Nampa vs $392 in Sydney. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Nampa and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $74,300 in Nampa and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $57,143 respectively. Nampa residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,400/month in Sydney. In Nampa, median rent of $1,500/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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