Nampa vs Springfield
Cost of Living Comparison · 2026
Nampa
Springfield
The Verdict
Springfield is 25.0% less expensive than Nampa overall. A household earning $75,000 in Nampa would need approximately $60,000 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Nampa has the same purchasing power as $60,000 in Springfield.
Conversely, $75,000 in Springfield equals $93,750 in Nampa.
Living in Nampa vs Springfield
Housing Costs
Nampa's housing index of 104 is higher Springfield's 67, translating to median home prices of $371,000 vs $225,000. The $146,000 difference in home prices means roughly $9,492 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $950/mo in Springfield, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 105 in Nampa and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $447/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 79 in Springfield. Monthly utility bills average approximately $332 in Nampa vs $316 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Nampa and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $74,300 in Nampa and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $54,762 respectively. Nampa residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,073/month in Springfield. In Nampa, median rent of $1,500/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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