Nampa vs Springdale
Cost of Living Comparison · 2026
Nampa
Springdale
The Verdict
The cost gap between these cities is 20.7%, with Springdale being the more affordable option. A $75,000 income in Nampa has equivalent purchasing power to $62,143 in Springdale.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Nampa has the same purchasing power as $62,143 in Springdale.
Conversely, $75,000 in Springdale equals $90,517 in Nampa.
Living in Nampa vs Springdale
Housing Costs
Nampa's housing index of 104 is higher Springdale's 86, translating to median home prices of $371,000 vs $299,000. The $72,000 difference in home prices means roughly $4,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,000/mo in Springdale, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 105 in Nampa and 97 in Springdale. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $461/month in Springdale. Springdale offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 93 in Springdale. Monthly utility bills average approximately $332 in Nampa vs $372 in Springdale. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Nampa and 82 in Springdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $74,300 in Nampa and $62,100 in Springdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $71,379 respectively. Springdale residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,449/month in Springdale. In Nampa, median rent of $1,500/mo fits within this budget. In Springdale, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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