City Comparison

Nampa vs Sarasota

Cost of Living Comparison · 2026

Nampa

Idaho
105
Average
$371,000
Median Home
$1,500/mo
Median Rent
$74,300
Median Income

Sarasota

Florida
112
Above Average
$380,000
Median Home
$1,800/mo
Median Rent
$52,147
Median Income

The Verdict

6.2%

Living in Nampa costs 6.2% less than Sarasota. To match the purchasing power of a $75,000 salary in Nampa, you would need $80,000 in Sarasota.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
104
Nampa
132
Sarasota
Groceries
105
Nampa
104
Sarasota
Utilities
83
Nampa
95
Sarasota
Transportation
113
Nampa
104
Sarasota
Healthcare
102
Nampa
97
Sarasota

Salary Equivalence

A $75,000 salary in Nampa has the same purchasing power as $80,000 in Sarasota.

Conversely, $75,000 in Sarasota equals $70,313 in Nampa.

Living in Nampa vs Sarasota

Housing Costs

Nampa's housing index of 104 is lower Sarasota's 132, translating to median home prices of $371,000 vs $380,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,800/mo in Sarasota, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 105 in Nampa and 104 in Sarasota. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $494/month in Sarasota. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 95 in Sarasota. Monthly utility bills average approximately $332 in Nampa vs $380 in Sarasota. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Nampa and 97 in Sarasota. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,300 in Nampa and $52,147 in Sarasota. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $46,560 respectively. Nampa residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,217/month in Sarasota. In Nampa, median rent of $1,500/mo fits within this budget. In Sarasota, median rent of $1,800/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Nampa is 6.2% more affordable overall with an index of 105 vs 112.
A $75,000 salary in Nampa has equivalent purchasing power to approximately $80,000 in Sarasota, based on the cost of living difference.
Nampa's housing index is 104 with median homes at $371,000, while Sarasota's is 132 with median homes at $380,000.

Moving & Relocation Resources

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