City Comparison

Nampa vs Round Rock

Cost of Living Comparison · 2026

Nampa

Idaho
105
Average
$371,000
Median Home
$1,500/mo
Median Rent
$74,300
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

4.0%

Living in Round Rock costs 4.0% less than Nampa. To match the purchasing power of a $75,000 salary in Nampa, you would need $72,143 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
104
Nampa
92
Round Rock
Groceries
105
Nampa
96
Round Rock
Utilities
83
Nampa
109
Round Rock
Transportation
113
Nampa
99
Round Rock
Healthcare
102
Nampa
96
Round Rock

Salary Equivalence

A $75,000 salary in Nampa has the same purchasing power as $72,143 in Round Rock.

Conversely, $75,000 in Round Rock equals $77,970 in Nampa.

Living in Nampa vs Round Rock

Housing Costs

Nampa's housing index of 104 is higher Round Rock's 92, translating to median home prices of $371,000 vs $413,000. The $42,000 difference in home prices means roughly $2,736 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,400/mo in Round Rock, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 105 in Nampa and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $456/month in Round Rock. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 109 in Round Rock. Monthly utility bills average approximately $332 in Nampa vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Nampa and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,300 in Nampa and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $2,345/month in Round Rock. In Nampa, median rent of $1,500/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 4.0% more affordable overall with an index of 101 vs 105.
A $75,000 salary in Nampa has equivalent purchasing power to approximately $72,143 in Round Rock, based on the cost of living difference.
Nampa's housing index is 104 with median homes at $371,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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