Nampa vs Rock Hill
Cost of Living Comparison · 2026
Nampa
Rock Hill
The Verdict
Living in Rock Hill costs 5.0% less than Nampa. To match the purchasing power of a $75,000 salary in Nampa, you would need $71,429 in Rock Hill.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Nampa has the same purchasing power as $71,429 in Rock Hill.
Conversely, $75,000 in Rock Hill equals $78,750 in Nampa.
Living in Nampa vs Rock Hill
Housing Costs
Nampa's housing index of 104 is higher Rock Hill's 79, translating to median home prices of $371,000 vs $305,000. The $66,000 difference in home prices means roughly $4,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,125/mo in Rock Hill, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 105 in Nampa and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $499/month in Rock Hill. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 94 in Rock Hill. Monthly utility bills average approximately $332 in Nampa vs $376 in Rock Hill. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Nampa and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $74,300 in Nampa and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $65,800 respectively. Nampa residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $1,535/month in Rock Hill. In Nampa, median rent of $1,500/mo fits within this budget. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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