Nampa vs Newark
Cost of Living Comparison · 2026
Nampa
Newark
The Verdict
Living in Nampa costs 13.2% less than Newark. To match the purchasing power of a $75,000 salary in Nampa, you would need $86,429 in Newark.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Nampa has the same purchasing power as $86,429 in Newark.
Conversely, $75,000 in Newark equals $65,083 in Nampa.
Living in Nampa vs Newark
Housing Costs
Nampa's housing index of 104 is lower Newark's 149, translating to median home prices of $371,000 vs $340,000. The $31,000 difference in home prices means roughly $2,016 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Nampa compared to $1,400/mo in Newark, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 105 in Nampa and 103 in Newark. A household spending the national average of $475/month on groceries would pay approximately $499/month in Nampa vs $489/month in Newark. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Nampa and 118 in Newark. Monthly utility bills average approximately $332 in Nampa vs $472 in Newark. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Nampa and 105 in Newark. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $74,300 in Nampa and $40,014 in Newark. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,762 and $33,069 respectively. Nampa residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,734/month to housing in Nampa vs $934/month in Newark. In Nampa, median rent of $1,500/mo fits within this budget. In Newark, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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