City Comparison

Murfreesboro vs Yuma

Cost of Living Comparison · 2026

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

1.1%

Living in Yuma costs 1.1% less than Murfreesboro. To match the purchasing power of a $75,000 salary in Murfreesboro, you would need $74,194 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Murfreesboro
82
Yuma
Groceries
95
Murfreesboro
101
Yuma
Utilities
89
Murfreesboro
102
Yuma
Transportation
97
Murfreesboro
97
Yuma
Healthcare
96
Murfreesboro
87
Yuma

Salary Equivalence

A $75,000 salary in Murfreesboro has the same purchasing power as $74,194 in Yuma.

Conversely, $75,000 in Yuma equals $75,815 in Murfreesboro.

Living in Murfreesboro vs Yuma

Housing Costs

Murfreesboro's housing index of 85 is higher Yuma's 82, translating to median home prices of $325,000 vs $284,000. The $41,000 difference in home prices means roughly $2,664 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $1,100/mo in Yuma, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 95 in Murfreesboro and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $480/month in Yuma. Murfreesboro offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 102 in Yuma. Monthly utility bills average approximately $356 in Murfreesboro vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Murfreesboro and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,200 in Murfreesboro and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $58,804 respectively. Murfreesboro residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $1,262/month in Yuma. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 1.1% more affordable overall with an index of 92 vs 93.
A $75,000 salary in Murfreesboro has equivalent purchasing power to approximately $74,194 in Yuma, based on the cost of living difference.
Murfreesboro's housing index is 85 with median homes at $325,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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