City Comparison

Murfreesboro vs South Bend

Cost of Living Comparison · 2026

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

16.3%

Living in South Bend costs 16.3% less than Murfreesboro. To match the purchasing power of a $75,000 salary in Murfreesboro, you would need $64,516 in South Bend.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Murfreesboro
50
South Bend
Groceries
95
Murfreesboro
97
South Bend
Utilities
89
Murfreesboro
94
South Bend
Transportation
97
Murfreesboro
102
South Bend
Healthcare
96
Murfreesboro
88
South Bend

Salary Equivalence

A $75,000 salary in Murfreesboro has the same purchasing power as $64,516 in South Bend.

Conversely, $75,000 in South Bend equals $87,188 in Murfreesboro.

Living in Murfreesboro vs South Bend

Housing Costs

Murfreesboro's housing index of 85 is higher South Bend's 50, translating to median home prices of $325,000 vs $173,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $900/mo in South Bend, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 95 in Murfreesboro and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 94 in South Bend. Monthly utility bills average approximately $356 in Murfreesboro vs $376 in South Bend. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Murfreesboro and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,200 in Murfreesboro and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $60,250 respectively. South Bend residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $1,125/month in South Bend. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

South Bend is 16.3% more affordable overall with an index of 80 vs 93.
A $75,000 salary in Murfreesboro has equivalent purchasing power to approximately $64,516 in South Bend, based on the cost of living difference.
Murfreesboro's housing index is 85 with median homes at $325,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

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