Murfreesboro vs Rock Hill
Cost of Living Comparison · 2026
Murfreesboro
Rock Hill
The Verdict
The cost gap between these cities is 7.0%, with Murfreesboro being the more affordable option. A $75,000 income in Murfreesboro has equivalent purchasing power to $80,645 in Rock Hill.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Murfreesboro has the same purchasing power as $80,645 in Rock Hill.
Conversely, $75,000 in Rock Hill equals $69,750 in Murfreesboro.
Living in Murfreesboro vs Rock Hill
Housing Costs
Murfreesboro's housing index of 85 is higher Rock Hill's 79, translating to median home prices of $325,000 vs $305,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $1,125/mo in Rock Hill, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 95 in Murfreesboro and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $499/month in Rock Hill. Murfreesboro offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 94 in Rock Hill. Monthly utility bills average approximately $356 in Murfreesboro vs $376 in Rock Hill. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Murfreesboro and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,200 in Murfreesboro and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $65,800 respectively. Rock Hill residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $1,535/month in Rock Hill. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Groceries, where the gap is 10 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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