City Comparison

Murfreesboro vs Rio Rancho

Cost of Living Comparison · 2026

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

Rio Rancho

New Mexico
95
Below Average
$337,000
Median Home
$1,400/mo
Median Rent
$85,800
Median Income

The Verdict

2.1%

Living in Murfreesboro costs 2.1% less than Rio Rancho. To match the purchasing power of a $75,000 salary in Murfreesboro, you would need $76,613 in Rio Rancho.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Murfreesboro
91
Rio Rancho
Groceries
95
Murfreesboro
97
Rio Rancho
Utilities
89
Murfreesboro
84
Rio Rancho
Transportation
97
Murfreesboro
92
Rio Rancho
Healthcare
96
Murfreesboro
99
Rio Rancho

Salary Equivalence

A $75,000 salary in Murfreesboro has the same purchasing power as $76,613 in Rio Rancho.

Conversely, $75,000 in Rio Rancho equals $73,421 in Murfreesboro.

Living in Murfreesboro vs Rio Rancho

Housing Costs

Murfreesboro's housing index of 85 is lower Rio Rancho's 91, translating to median home prices of $325,000 vs $337,000. The $12,000 difference in home prices means roughly $780 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $1,400/mo in Rio Rancho, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 95 in Murfreesboro and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $461/month in Rio Rancho. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 84 in Rio Rancho. Monthly utility bills average approximately $356 in Murfreesboro vs $336 in Rio Rancho. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Murfreesboro and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,200 in Murfreesboro and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $2,002/month in Rio Rancho. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 6 index points — focus your budget analysis there.

Frequently Asked Questions

Murfreesboro is 2.1% more affordable overall with an index of 93 vs 95.
A $75,000 salary in Murfreesboro has equivalent purchasing power to approximately $76,613 in Rio Rancho, based on the cost of living difference.
Murfreesboro's housing index is 85 with median homes at $325,000, while Rio Rancho's is 91 with median homes at $337,000.

Moving & Relocation Resources

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