City Comparison

Murfreesboro vs Pembroke Pines

Cost of Living Comparison · 2026

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

16.2%

The cost gap between these cities is 16.2%, with Murfreesboro being the more affordable option. A $75,000 income in Murfreesboro has equivalent purchasing power to $89,516 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Murfreesboro
140
Pembroke Pines
Groceries
95
Murfreesboro
105
Pembroke Pines
Utilities
89
Murfreesboro
105
Pembroke Pines
Transportation
97
Murfreesboro
99
Pembroke Pines
Healthcare
96
Murfreesboro
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Murfreesboro has the same purchasing power as $89,516 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $62,838 in Murfreesboro.

Living in Murfreesboro vs Pembroke Pines

Housing Costs

Murfreesboro's housing index of 85 is lower Pembroke Pines's 140, translating to median home prices of $325,000 vs $440,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $1,900/mo in Pembroke Pines, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 95 in Murfreesboro and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $499/month in Pembroke Pines. Murfreesboro offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 105 in Pembroke Pines. Monthly utility bills average approximately $356 in Murfreesboro vs $420 in Pembroke Pines. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Murfreesboro and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,200 in Murfreesboro and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $2,004/month in Pembroke Pines. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.

Frequently Asked Questions

Murfreesboro is 16.2% more affordable overall with an index of 93 vs 111.
A $75,000 salary in Murfreesboro has equivalent purchasing power to approximately $89,516 in Pembroke Pines, based on the cost of living difference.
Murfreesboro's housing index is 85 with median homes at $325,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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