City Comparison

Murfreesboro vs Ogden

Cost of Living Comparison · 2026

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

13.1%

Living in Murfreesboro costs 13.1% less than Ogden. To match the purchasing power of a $75,000 salary in Murfreesboro, you would need $86,290 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Murfreesboro
112
Ogden
Groceries
95
Murfreesboro
92
Ogden
Utilities
89
Murfreesboro
80
Ogden
Transportation
97
Murfreesboro
101
Ogden
Healthcare
96
Murfreesboro
91
Ogden

Salary Equivalence

A $75,000 salary in Murfreesboro has the same purchasing power as $86,290 in Ogden.

Conversely, $75,000 in Ogden equals $65,187 in Murfreesboro.

Living in Murfreesboro vs Ogden

Housing Costs

Murfreesboro's housing index of 85 is lower Ogden's 112, translating to median home prices of $325,000 vs $385,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $1,250/mo in Ogden, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 95 in Murfreesboro and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $437/month in Ogden. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 80 in Ogden. Monthly utility bills average approximately $356 in Murfreesboro vs $320 in Ogden. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Murfreesboro and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,200 in Murfreesboro and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $1,636/month in Ogden. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Murfreesboro is 13.1% more affordable overall with an index of 93 vs 107.
A $75,000 salary in Murfreesboro has equivalent purchasing power to approximately $86,290 in Ogden, based on the cost of living difference.
Murfreesboro's housing index is 85 with median homes at $325,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

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