City Comparison

Murfreesboro vs New Bedford

Cost of Living Comparison · 2026

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

17.0%

Living in Murfreesboro costs 17.0% less than New Bedford. To match the purchasing power of a $75,000 salary in Murfreesboro, you would need $90,323 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Murfreesboro
116
New Bedford
Groceries
95
Murfreesboro
104
New Bedford
Utilities
89
Murfreesboro
145
New Bedford
Transportation
97
Murfreesboro
108
New Bedford
Healthcare
96
Murfreesboro
118
New Bedford

Salary Equivalence

A $75,000 salary in Murfreesboro has the same purchasing power as $90,323 in New Bedford.

Conversely, $75,000 in New Bedford equals $62,277 in Murfreesboro.

Living in Murfreesboro vs New Bedford

Housing Costs

Murfreesboro's housing index of 85 is lower New Bedford's 116, translating to median home prices of $325,000 vs $371,000. The $46,000 difference in home prices means roughly $2,988 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $1,225/mo in New Bedford, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 95 in Murfreesboro and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $494/month in New Bedford. Murfreesboro offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 145 in New Bedford. Monthly utility bills average approximately $356 in Murfreesboro vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Murfreesboro and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,200 in Murfreesboro and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $50,893 respectively. Murfreesboro residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $1,330/month in New Bedford. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Murfreesboro is 17.0% more affordable overall with an index of 93 vs 112.
A $75,000 salary in Murfreesboro has equivalent purchasing power to approximately $90,323 in New Bedford, based on the cost of living difference.
Murfreesboro's housing index is 85 with median homes at $325,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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