Murfreesboro vs Nampa
Cost of Living Comparison · 2026
Murfreesboro
Nampa
The Verdict
Murfreesboro is 11.4% less expensive than Nampa overall. A household earning $75,000 in Murfreesboro would need approximately $84,677 in Nampa to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Murfreesboro has the same purchasing power as $84,677 in Nampa.
Conversely, $75,000 in Nampa equals $66,429 in Murfreesboro.
Living in Murfreesboro vs Nampa
Housing Costs
Murfreesboro's housing index of 85 is lower Nampa's 104, translating to median home prices of $325,000 vs $371,000. The $46,000 difference in home prices means roughly $2,988 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Murfreesboro compared to $1,500/mo in Nampa, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 95 in Murfreesboro and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $451/month in Murfreesboro vs $499/month in Nampa. Murfreesboro offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Murfreesboro and 83 in Nampa. Monthly utility bills average approximately $356 in Murfreesboro vs $332 in Nampa. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Murfreesboro and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,200 in Murfreesboro and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,355 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,288/month to housing in Murfreesboro vs $1,734/month in Nampa. In Murfreesboro, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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