City Comparison

Mumbai vs Scranton

Cost of Living Comparison · 2026

Mumbai

India
33
Very Affordable
$165,000
Median Home
$475/mo
Median Rent
$9,500
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

63.3%

Living in Mumbai costs 63.3% less than Scranton. To match the purchasing power of a $75,000 salary in Mumbai, you would need $204,545 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
30
Mumbai
65
Scranton
Groceries
28
Mumbai
98
Scranton
Utilities
18
Mumbai
102
Scranton
Transportation
22
Mumbai
101
Scranton
Healthcare
18
Mumbai
90
Scranton

Salary Equivalence

A $75,000 salary in Mumbai has the same purchasing power as $204,545 in Scranton.

Conversely, $75,000 in Scranton equals $27,500 in Mumbai.

Living in Mumbai vs Scranton

Housing Costs

Mumbai's housing index of 30 is lower Scranton's 65, translating to median home prices of $165,000 vs $195,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $475/mo in Mumbai compared to $1,025/mo in Scranton, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 28 in Mumbai and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $133/month in Mumbai vs $466/month in Scranton. Mumbai offers a meaningful advantage on everyday food costs, saving roughly $3996/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 18 in Mumbai and 102 in Scranton. Monthly utility bills average approximately $72 in Mumbai vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 18 in Mumbai and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 72-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $9,500 in Mumbai and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $28,788 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $222/month to housing in Mumbai vs $1,155/month in Scranton. In Mumbai, median rent of $475/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 84 index points — focus your budget analysis there.

Frequently Asked Questions

Mumbai is 63.3% more affordable overall with an index of 33 vs 90.
A $75,000 salary in Mumbai has equivalent purchasing power to approximately $204,545 in Scranton, based on the cost of living difference.
Mumbai's housing index is 30 with median homes at $165,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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