City Comparison

Mumbai vs Newport News

Cost of Living Comparison · 2026

Mumbai

India
33
Very Affordable
$165,000
Median Home
$475/mo
Median Rent
$9,500
Median Income

Newport News

Virginia
92
Below Average
$261,000
Median Home
$1,175/mo
Median Rent
$69,600
Median Income

The Verdict

64.1%

The cost gap between these cities is 64.1%, with Mumbai being the more affordable option. A $75,000 income in Mumbai has equivalent purchasing power to $209,091 in Newport News.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
30
Mumbai
75
Newport News
Groceries
28
Mumbai
99
Newport News
Utilities
18
Mumbai
104
Newport News
Transportation
22
Mumbai
96
Newport News
Healthcare
18
Mumbai
111
Newport News

Salary Equivalence

A $75,000 salary in Mumbai has the same purchasing power as $209,091 in Newport News.

Conversely, $75,000 in Newport News equals $26,902 in Mumbai.

Living in Mumbai vs Newport News

Housing Costs

Mumbai's housing index of 30 is lower Newport News's 75, translating to median home prices of $165,000 vs $261,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $475/mo in Mumbai compared to $1,175/mo in Newport News, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 28 in Mumbai and 99 in Newport News. A household spending the national average of $475/month on groceries would pay approximately $133/month in Mumbai vs $470/month in Newport News. Mumbai offers a meaningful advantage on everyday food costs, saving roughly $4044/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 18 in Mumbai and 104 in Newport News. Monthly utility bills average approximately $72 in Mumbai vs $416 in Newport News. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 18 in Mumbai and 111 in Newport News. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 93-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $9,500 in Mumbai and $69,600 in Newport News. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $28,788 and $75,652 respectively. Newport News residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $222/month to housing in Mumbai vs $1,624/month in Newport News. In Mumbai, median rent of $475/mo exceeds this threshold, suggesting renters may feel stretched. In Newport News, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 93 index points — focus your budget analysis there.

Frequently Asked Questions

Mumbai is 64.1% more affordable overall with an index of 33 vs 92.
A $75,000 salary in Mumbai has equivalent purchasing power to approximately $209,091 in Newport News, based on the cost of living difference.
Mumbai's housing index is 30 with median homes at $165,000, while Newport News's is 75 with median homes at $261,000.

Moving & Relocation Resources

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