City Comparison

Morgantown vs Tempe

Cost of Living Comparison · 2026

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

Tempe

Arizona
106
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$56,068
Median Income

The Verdict

15.1%

Living in Morgantown costs 15.1% less than Tempe. To match the purchasing power of a $75,000 salary in Morgantown, you would need $88,333 in Tempe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Morgantown
114
Tempe
Groceries
95
Morgantown
100
Tempe
Utilities
91
Morgantown
96
Tempe
Transportation
99
Morgantown
103
Tempe
Healthcare
88
Morgantown
95
Tempe

Salary Equivalence

A $75,000 salary in Morgantown has the same purchasing power as $88,333 in Tempe.

Conversely, $75,000 in Tempe equals $63,679 in Morgantown.

Living in Morgantown vs Tempe

Housing Costs

Morgantown's housing index of 81 is lower Tempe's 114, translating to median home prices of $259,000 vs $400,000. The $141,000 difference in home prices means roughly $9,168 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Morgantown compared to $1,600/mo in Tempe, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 95 in Morgantown and 100 in Tempe. A household spending the national average of $475/month on groceries would pay approximately $451/month in Morgantown vs $475/month in Tempe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Morgantown and 96 in Tempe. Monthly utility bills average approximately $364 in Morgantown vs $384 in Tempe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Morgantown and 95 in Tempe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,700 in Morgantown and $56,068 in Tempe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,667 and $52,894 respectively. Tempe residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,043/month to housing in Morgantown vs $1,308/month in Tempe. In Morgantown, median rent of $950/mo fits within this budget. In Tempe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 15.1% more affordable overall with an index of 90 vs 106.
A $75,000 salary in Morgantown has equivalent purchasing power to approximately $88,333 in Tempe, based on the cost of living difference.
Morgantown's housing index is 81 with median homes at $259,000, while Tempe's is 114 with median homes at $400,000.

Moving & Relocation Resources

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