City Comparison

Morgantown vs Roanoke

Cost of Living Comparison · 2026

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

The Verdict

11.1%

The cost gap between these cities is 11.1%, with Roanoke being the more affordable option. A $75,000 income in Morgantown has equivalent purchasing power to $67,500 in Roanoke.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Morgantown
57
Roanoke
Groceries
95
Morgantown
97
Roanoke
Utilities
91
Morgantown
116
Roanoke
Transportation
99
Morgantown
98
Roanoke
Healthcare
88
Morgantown
91
Roanoke

Salary Equivalence

A $75,000 salary in Morgantown has the same purchasing power as $67,500 in Roanoke.

Conversely, $75,000 in Roanoke equals $83,333 in Morgantown.

Living in Morgantown vs Roanoke

Housing Costs

Morgantown's housing index of 81 is higher Roanoke's 57, translating to median home prices of $259,000 vs $225,000. The $34,000 difference in home prices means roughly $2,208 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Morgantown compared to $1,075/mo in Roanoke, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 95 in Morgantown and 97 in Roanoke. A household spending the national average of $475/month on groceries would pay approximately $451/month in Morgantown vs $461/month in Roanoke. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Morgantown and 116 in Roanoke. Monthly utility bills average approximately $364 in Morgantown vs $464 in Roanoke. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Morgantown and 91 in Roanoke. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,700 in Morgantown and $52,700 in Roanoke. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,667 and $65,062 respectively. Roanoke residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,043/month to housing in Morgantown vs $1,230/month in Roanoke. In Morgantown, median rent of $950/mo fits within this budget. In Roanoke, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Roanoke is 11.1% more affordable overall with an index of 81 vs 90.
A $75,000 salary in Morgantown has equivalent purchasing power to approximately $67,500 in Roanoke, based on the cost of living difference.
Morgantown's housing index is 81 with median homes at $259,000, while Roanoke's is 57 with median homes at $225,000.

Moving & Relocation Resources

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