City Comparison

Morgantown vs Portland

Cost of Living Comparison · 2026

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

Portland

Maine
117
Above Average
$395,000
Median Home
$1,700/mo
Median Rent
$56,895
Median Income

The Verdict

23.1%

Living in Morgantown costs 23.1% less than Portland. To match the purchasing power of a $75,000 salary in Morgantown, you would need $97,500 in Portland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Morgantown
137
Portland
Groceries
95
Morgantown
107
Portland
Utilities
91
Morgantown
111
Portland
Transportation
99
Morgantown
98
Portland
Healthcare
88
Morgantown
110
Portland

Salary Equivalence

A $75,000 salary in Morgantown has the same purchasing power as $97,500 in Portland.

Conversely, $75,000 in Portland equals $57,692 in Morgantown.

Living in Morgantown vs Portland

Housing Costs

Morgantown's housing index of 81 is lower Portland's 137, translating to median home prices of $259,000 vs $395,000. The $136,000 difference in home prices means roughly $8,844 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Morgantown compared to $1,700/mo in Portland, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 95 in Morgantown and 107 in Portland. A household spending the national average of $475/month on groceries would pay approximately $451/month in Morgantown vs $508/month in Portland. Morgantown offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Morgantown and 111 in Portland. Monthly utility bills average approximately $364 in Morgantown vs $444 in Portland. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Morgantown and 110 in Portland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $44,700 in Morgantown and $56,895 in Portland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,667 and $48,628 respectively. Morgantown residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,043/month to housing in Morgantown vs $1,328/month in Portland. In Morgantown, median rent of $950/mo fits within this budget. In Portland, median rent of $1,700/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 23.1% more affordable overall with an index of 90 vs 117.
A $75,000 salary in Morgantown has equivalent purchasing power to approximately $97,500 in Portland, based on the cost of living difference.
Morgantown's housing index is 81 with median homes at $259,000, while Portland's is 137 with median homes at $395,000.

Moving & Relocation Resources

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